The nondeposit disclosures should be provided to the customer: The minimum disclosures should also be emphasized in telemarketing contacts. The banking agencies will monitor compliance with the institution's policies and procedures by third parties that participate in the sale of these products.winning method roulette NON SELECTIVE DEPOSIT FEEDERS A nondeposit investment product (NDIP) is a finan cial asset that is not FDIC-insured and may contain investment risk. NDIPs include mutual. Recently many insured depository institutions have expanded their activities in recommending or selling to retail customers nondeposit. The Office of the Comptroller of the Currency (OCC) issued today the “Retail Nondeposit Investment Products” booklet of the Comptroller’s Handbook. The risk management principles and legal requirements discussed in this booklet apply to examinations of all banks that offer.